About Us

Hibbs PhotoVirginia Hibbs | President

Virginia began her work in financial planning in 1980, holding a life and health insurance license in Kentucky and other states. She has continually updated her knowledge and skills, becoming a member of the Life Underwriters Training Council, receiving her designation as a Certified Insurance Counselor and Investment Advisor Representative.  She is also a Series 65 licensed Investment Advisor with Brookstone Capital Management, LLC.

Virginia devoted her time to raising 3 children. In 1972 Virginia returned to Louisville after 10 years in Central America, where her husband was employed by British American Tobacco Company. She has six grandchildren, whom she adores.

Virginia Hibbs has years of experience in the financial services industry. She is available to provide insight and critical commentary on a variety of investment tools and strategies in retirement accounts, estate planning and life cycle planning. Here are some of the topics she covers in her seminars and with her clients:

  • Radical changes occurring in 21st century investment approaches
  • The new relationship between investments and income
  • Making income stretch for the longer life projections of baby boomers – those born between 1942 and 1965 – who are now nearing retirement

Virginia brings a wealth of knowledge and experience to her clients, including:

  • 25+ years of experience in the Louisville, KY area.
  • BA from Randolph-Macon Woman’s College, advanced studies in the financial fields
  • Licensed in life and health insurance and licensed as an Investment Advisor Representative
  • Civic interests include the Better Business Bureau, the National Association of Insurance and Financial Advisors, St. Matthews Area Business Association, the Woman’s Club of Louisville and the Fillies. She is an active member of St. Matthew’s Episcopal Church.

Over the years, Virginia has shared her knowledge with thousands of people in seminar and workplace settings, as well as through one-on-one consultations in her office. During that time, she has seen a population shift, with more people than ever before not only living longer, but remaining active and vital well into their later years. This shift makes financial planning for the WELLDERY (well seniors), as well as for the ILLDERLY (ill seniors), critical for the years and decades ahead. There is no single solution that will work for every client. Many may be able to plan their estates so that the next two generations of their families will reap the economic blessings, while others may need to focus on not outliving their money.


Terri Riggle | Executive Assistant/Client Services

Terri is a native of Louisville, KY. She grew up on a small farm with a deep love of horses; showing Arabian horses was one of her favorite activities. She has two wonderful daughters, including one who is still in high school and keeps her very busy. She recently became a grandmother to a beautiful baby girl.

Terri has worked in emergency services on an ambulance, in insurance, and in emergency rooms for many years and found great gratification in being able to help people. From there, Terri transitioned into office management, progressing into successively larger offices to obtain greater experience and knowledge.

Terri joined the Hibbs Financial Advisors team in 2011; she brings vast experience and knowledge in management, healthcare and insurance.  She is a state certified EMS instructor and serves as an affiliate faculty member for the American Heart Association, as well as on the faculty at Kentucky Community and Technical College. and travels throughout the state training responders.  She attended Jefferson Community and Technical College and has participated in several national programs. She sits on the executive board of the Emergency Medical Services Educators of Kentucky, is a member of the National Notary Association and is a Kentucky Colonel.

Drawing on her experience, Terri is able to assist clients in develop financial strategies that help them feel confident about their future. She enjoys meeting and working with new people, as well as building her relationships with our established clients. After helping people with emergencies for so many years, Terri now finds great satisfaction in helping people avoid financial emergencies through sound retirement strategies.


Charles Riggle | Administrative Strategies & Marketing, Technical Services

Charlie has more than 25 years of experience in the public safety sector and brings years of computer knowledge to our office.  He has taken over the IT, data entry and marketing responsibilities of the firm. Charlie is the father of two girls and recently added “grandfather” to his list of titles. He enjoys spending time with his wife, children and grandchild, and working in his yard. Charlie has worked in the local Health and Parks departments before beginning a career with EMS.  He ultimately joined the fire service, eventually becoming a training coordinator.  In this position he helped implement the use of computer-based trainings and electronic record keeping.

Charlie has an associate degree in fire/technology from Kentucky Community and Technical College and a bachelor’s degree in justice administration at the University of Louisville.  He is a certified EMS and fire instructor, and is on staff with Kentucky Community and Technical College.

Charlie recently joined the Hibbs Financial Advisors team, where he is maintaining our database, working with compliance to create seminar invitations and client newsletters, and maintaining our computers with the latest technology.